Finding Organic Chemistry Tutors Online

Finding Organic Chemistry Tutors OnlineHaving a good organic chemistry tutor can be quite challenging, especially when you first decide to take up the study. You are not sure if the tutor is knowledgeable and competent enough to guide you through the first steps in this very exciting field of science.One of the best ways to find a good organic chemistry tutor is to search online. This is a great way to get recommendations, and many people like to visit different sites to compare their research results. This is definitely an easier way to identify a good study partner.Another suggestion is to hire a tutor to help you through the first few months of your new student career. You should have sufficient savings, so that you don't have to depend on your tuition fees every month. A tutor who is paid for his or her time would be your best choice.In my opinion, hiring an organic chemistry tutor is a much better idea than getting one on your own. The fees of tutors are usually cheaper than tho se of instructors, and you are also more likely to get a professional, dedicated individual, which will be able to help you, even when you are frustrated.In my opinion, hiring an organic chemistry tutor is the smartest option you can take. I believe that you will end up benefiting from the experience, and more importantly, the lessons will be a lot more interesting and useful.Even though you have taken these tips into consideration, you still need to make sure that you can trust the person you are dealing with. Make sure that you can easily find out who is teaching you, and also that he or she has some form of feedback available, so that you can get to know the teacher.Some of the best ways to get feedback on your current teacher is to ask a group of friends, classmates, or co-workers who they would recommend and then pick your trusted friend. If you feel that you do not want to do this, then perhaps you can refer to previous students' testimonials and feedback on the same teacher.

Celebrating Heart Tutoring Students! - Heart Math Tutoring

Celebrating Heart Tutoring Students! - Heart Math Tutoring Celebrating Heart Tutoring Students! Celebrating Heart Tutoring Students! December 10, 2018 Through December 17th, families, tutors, Heart Tutoring staff and CMS school partners will come together to enjoy food and fun as we celebrate students progress so far this year. Heart Tutoring students will receive goodie bags with math games they will play at the party with their families and tutors, as well as at home. We love this special time of year where we get to celebrate students hard work in Heart Tutoring with families and tutors. It is a unique experience where students are surrounded by some of their biggest advocates from both home and school, says Cydney Kramer, Hearts Program Director. We enjoy spreading the holiday spirit and sending students home with math games that they can play with their sibling and family members. See photos of each celebration on ourFacebookpage! Students celebrating at Joseph W. Grier Academy. Heart Tutoring students enjoying the food and games at the holiday celebration at First Ward Creative Arts Academy. Tutors at Montclaire Elementary playing math games with their students during their holiday celebration.

Preparing for Upcoming Student Loan Payments To Defer, or Not to Defer - Private Tutoring

Preparing for Upcoming Student Loan Payments To Defer, or Not to Defer Anna L Apr 9, 2013 Our guest post today is written by Angie Picardo, a financial analyst that knows a thing or two about student loans, repayment, deferment. We hope you enjoy this article and find it helpful. You can learn more about here on her Google Plus Profile. College students with significant student loan debt who also graduate during a down economy are faced with a big challenge. Finding and keeping a job during an economic recession is hard enough for those who have long since graduated, and this challenge becomes even more difficult for new waves of college graduates who often have little job experience under their belt. Finding a job for these graduates tends to be the most important task for them, especially in order to pay back student loans that are accumulating interest. Consider the data; student loan debt has surpassed credit card debt in the United States. According to Pew Research data, a record one-in-five households owe student load debt. In 2001, 12% of American households had student load debt. This number increased to 15% in 2007, and by 2010, had reached a staggering 19%. Recent data from the New York Fed shows that in the first quarter of 2012, the under 30 age group has the most borrowers at 14 million, followed by 10.6 million for the 30-39 group, 5.7 million in the 40-49 category, 4.6 million in the 50-59 age group and the over 60 category with the least number of borrowers at 2.2 million for an overall total of 37.1 million. Many people with student loan debt who have yet to find a job are considering loan deferments to stymie their student loan payments for a short period of time while looking for a job or saving up enough to make their first debt payments. Nevertheless, deferments have their pros and cons. Students pondering whether or not they should defer should conduct solid research about deferment while finding out all of the policies and terms of deferment from their respective lenders. Deferment, sometimes called forbearance, is not for everyone, so it is important for recent grads to analyze their financial situation and determine the best route for them in terms of paying back student loans. Missing a student loan payment is never a good idea. Defaulting on a loan can cause penalties on a person’s credit score or have their loan sent to a debt management firm that can impose other, more dire penalties against the debtor. In a situation in which a recent graduate does not have savings or access to finances to begin to pay off a student loan, deferment is one method that can be used to avoid defaulting. However, many student loans have the option to defer one time only, or one time within a given time frame. If this is the case, graduates must carefully choose when to defer. This is extremely difficult to do since no one can tell the future, making it often impossible for those new to the job market to know what their employment status will be in coming years. Deferring while working at a low-paying job may be a bad idea if the job doesn’t work out and the debtor finds him or herself completely unemployed the year after with no option for forbearance since it has already been used. It is therefore extremely important for all those with a student loan to assess what the lender terms and guidelines state, especially when it comes to deferment. As graduation approaches, current students should do as much homework as they possibly can as they prepare to take on their upcoming loans. Organizing all of a lender’s information and ensuring that important terms and policies in the fine print can be found easily, especially in the event that an important question arises in the middle of a student’s payback or deferment period. Further, students should ask lenders what they monthly payments might be, how long it would take the loan to be paid off (if minimum payments are made), and at which rate the loan will accumulate interest over time. Additionally, some people do not qualify for deferment. Lenders generally have specific criteria that debtors must meet in order to qualify for special student loan repayment programs such as deferment. Many people who find themselves outside of the criteria to receive a deferment option either wind up defaulting on their loan payments or are forced to consolidate their debts through a debt consolidation agency. It is nevertheless important to always keep an open line of communication with the lender, as many are focused on getting paid back, and are therefore more apt to work with recent graduates who might not qualify for their forbearance programs. About Angie Angie Picardo is a Financial Analyst and Content Manager at NerdWallet.com. Her mission is to to help consumers stay financially savvy, and save some money with the best credit cards, financial apps, and personal finance articles and infographics.

How to file your U.S. taxes after teaching abroad or online

How to file your U.S. taxes after teaching abroad or online With tax season in full swing, many current and future teachers who work online or abroad are asking: “What taxes am I required to pay on my teaching income?” If you’re in that same boat, you’ve come to the right place! We’re here to answer all your tax-related questions about teaching abroad and online. Thankfully, filing taxes as a teacher doesn’t have to be complicatedâ€"especially if you’ve kept good documentation along the way! It’s all about having the right papers, knowing when to file them, and keeping good records of your income and work-related expenses. It’s not a difficult process, we promise! Keep scrolling to learn how to file your U.S. taxes as an online teacher or an American ex-pat teaching aboard. After reading our tax guide, if you have additional questions, we recommend speaking to an accountant or consulting the IRS website. Filing a U.S. tax return as an online teacher If you’re an online teacher, the IRS considers you an independent contractor. As a result, you are required to pay about 15.3% in taxes on your yearly income. Throughout the year, it’s prudent to set aside 15.3% from every paycheck into savings to avoid any shocks at tax season. Unlike in-office teaching jobs in America, you may not receive a 1099 Form from your online teaching employer. (For those who don’t know, your 1099 Form states your annual income.) As a result, we recommend keeping a spreadsheet of your earnings, so you aren’t scrambling to add up numbers. As an independent contractor, you are required to file your taxes by April 15 every year. Possible tax deductions for online teachers While the 15.3% tax rate for independent contractors may seem high, we do have some positive news for you: online teachers often qualify for many tax deductions! Indeed, any work-related expenses that you accumulated over the tax year could qualify. These expenses include office rentals, a new computer or office equipment, your cellphone bill, and even the cost of your high-speed internet. Keep in mind, you can’t write off 100% of your phone or internet costs! For instance, if you use your home Wi-Fi for work about 50% of the time, you would 50% of your Wi-Fi as a work expense on your tax filing. Filing a U.S. tax return as a teacher abroad Any American working abroad should file their U.S. tax return. However, unless you’re making over $100,000 per year, it’s unlikely that you will owe any taxes, according to theForeign Earned Income Exclusion. To qualify as a foreign worker (and benefit from the associated tax exclusions), you need to be living abroad for 330 days out of the tax year. The tax rules for American ex-pats exist for several reasons. For instance, in many cases, you may already be paying taxes to the country where you’re employed as a teacher. These paid taxes fall under theForeign Tax Credit, which protects you from double taxation where you pay taxes on income that you already paid taxes on! But even if your income falls below $100,000â€"and let’s face it, it probably does!â€"you should still file a completed U.S. tax return. Indeed, not filing one could result in being audited by the IRS, causing unnecessary hassle for all involved. As an American resident working abroad, if you don’t wish to file on April 15, you qualify for an automatic extension until June 15. However, in cases where you require even more time, you may request an extension until October 15. Keep in mind that if you owe taxes, the interest will begin accumulating on April 15. Possible tax deductions for teachers abroad If your employers don’t cover your housing as a teacher abroad, you can deduct it on your U.S. tax return. These deductions fall under theForeign Housing Exclusion and they can include rent, utilities, parking, and housing insurance. All reasonable expenses are typically deductible up to 30%. Furthermore, if you moved to teach English abroad in the current tax year, you can also declare your associated moving expenses. These could include airplane tickets, storage costs for your belongings in the U.S., and temporary lodging costs in your new country of work (prior to finding a permanent residence). To qualify, you must maintain your ESL teaching position for a minimum of 39 weeks. Sign up to Teach Away today for access to the latest teaching jobs around the world. Non-exempt taxes for teachers abroad It goes without saying that if you worked in America during the tax year, you are required to pay the associated taxes. So, collect those 1099 forms from your American employers and file your U.S. tax return accordingly! However, there are two non-exempt taxes that you might not have considered: Local property taxes: If you're a homeowner or property owner, you are required to pay the associated property taxes. Capital gains taxes: If you increase your capital by selling bonds, stocks, or other assets in America, you will be required to pay taxes on those gains. Paying local taxes as a teacher abroad Before signing your contract to teach abroad, you should ask your future employer about the tax rules for foreign workers in their country. First and foremost, you need to know whether teachers from abroad are expected to pay local taxes. When the answer to that question is “yes”, you should immediately inquire about the country’s tax rules, including what percentage of your paycheck will go toward taxes. As an example, if you work in South Korea, your employers will simply remove 3% from every paycheck. It’s also vital to know your country of employment’s yearly deadlines for tax filing. Unlike the United States, where tax season happens during the springtime, many nations file their taxes at totally different times of the year. For instance, in Costa Rica, teachers from abroad are expected to file their taxes in October. If your new employer is unable to answer your tax-related questions, look online for the official website of that country’s revenue agency or consult with a local accountant.

7 Incredible, Innovative Apps for Learning a New Language

7 Incredible, Innovative Apps for Learning a New Language 7 Incredible, Innovative Apps for Learning a New Language Setting off to learn a new language?Youve got a decision to make.Will it be the beaten path? The familiar landmarks? The same old, same old?Or will you choose the uncharted route? The unfamiliar twists and turns? You know, the road less traveled?Lets go with that one.Its the perfect time to look beyond the language tools whose names you already know. They can be great, but without diversity in your learning program, youre bound to get complacent and your motivation to learn will dry up.Luckily, there are innovators who are changing the language learning landscape with original apps and tons of unique features for sharpening your skills.Whether you need instant translations of the world around you, connections to native speakers across the globe or science-proven rapid learning tools, youll find all that and more below. How to Get the Most Out of a Language Learning AppFirst things first: dont be afraid to try an innovative app. There are many apps out there that offer new approache s to language education and deviate from conventional methods. One of the huge benefits of technology is that its always possible to find new, more interesting ways to learn a language, so dont be afraid to branch out and see what works best for you!As youre exploring your options, here are some tips to maximize learning:Take advantage of freebies. Many apps offer free trials or basic app downloads. This is a good opportunity to see which apps you like  without putting your money on the line. If you like a new app, terrific! If not, on to the next one.Try to use an app everyday, even if its just for a few minutes. Frequent exposure to your target language is key to retaining and building on what youve already learned.And since apps are a super convenient learning tool, you should be able to cram them into even the busiest schedule. If your language learning time happens to coincide with your bathroom time, so be it.Play around with any app you download to get a broader idea of its f eatures. When you download a new app, it can be tempting to just use the features that are right in front of you, completely ignoring other features or supplementary material you might be able to download for the app. However, this might make you miss out on other great learning opportunities, so go aheadâ€"play around!Mix and match apps for a well rounded language education. Each app has different features and teaching techniques. Some might be great for reading, while others are better for listening. Mixing and matching apps will help ensure you improve multiple language skills.Even if you just mix and match listening apps, youll be exposed to a wider array of speakers and accents, which will make you more likely to understand the language when you encounter it in the real world.7 Incredible, Innovative Apps for Learning a New LanguageFluentUAvailable: iOS | AndroidMost innovative feature: learn mode transforms authentic videos into interactive learning tools.Wouldnt it be nice if you could learn a language just by watching entertaining videos?With FluentU, you can. FluentU is an innovative learning tool that allows you to learn a new language just by watching authentic content like music videos, movie trailers, inspirational talks and news.Each video is captioned, and each word is fully annotated. At the tips of your fingers, youll have access to a words definition, several example sentences and an associated image. If you want to really reinforce a words meaning, you can even click it to see how that word is used in other videos.Whats more, FluentU offers an innovative learn mode. This mode takes video clips, images, pictures and example sentences and combines them into exercises and flashcardsâ€"perfect for anyone looking for a fresh and fun way to approach learning, all while absorbing native speech and target language culture.Since FluentU uses an algorithm that takes into account learner history, the lessons are fully personalized and youll never be in over your head.busuuAvailable: iOS | AndroidMost innovative feature: research-proven rapid learning.Ever wish you could learn a language in 10 minutes a day? Thats busuus wish for you, too.busuu aims to improve your speaking, listening, reading and writing in just 10 minutes a day. Through targeted exercises that are personalized to fit your skills, busuu provides innovative and dynamic content to help you learn your language of choice.busuu uses a vocabulary trainer, audio dialogues, quizzes, exercises and games to pack a lot into your 10-minute daily practice. Not only will this keep you on your toes, itll also provide a well rounded language education. Plus, you can also use the app to connect with native speakers, which is great practice and motivation.According to a study by City University of New York, 22 hours of busuu is equivalent to one semester of college language study. By that math, if you use it for just 10 minutes a day, youll be able to complete the equivalent of ne arly three  semesters of college language study in a year.busuu offers 12 different languages: English, Spanish, French, Portuguese, Italian, German, Polish, Russian, Arabic, Turkish, Chinese and Japanese.The initial app download is free with limited content. Subscriptions start at $5.41 per month and include flashcards, grammar exercises, vocabulary training and much more.MondlyAvailable: iOS | AndroidMost innovative feature: chatbot with speech recognition.Mondly has 20 million users. And when you think about it, 20 million people probably arent wrong.Mondly is a flexible option that adjusts to your needs to improve your reading, writing, listening and speaking. Rather than having you memorize long vocabulary lists, Mondly focuses on key words and phrases grouped thematically.Part of what makes Mondly so unique is its chatbot feature, which allows you to practice speaking your target language in a structured environment. The chatbot simulates a real conversationâ€"you speak and th e app replies.Mondly offers more than 30 languages, and it could be a great tool for anyone learning a language that isnt usually catered to by language courses or programs.The initial app download is free, but youll need a subscription to unlock content. Subscription options start at about $4 per month.HiNativeAvailable: iOS | AndroidMost innovative feature: a question template that makes it possible even for beginners to communicate with native speakers.Wouldnt it be nice if you knew a native speaker who could answer all your most pressing language questions?HiNative can help you do just that!HiNative is an unconventional language app. It bills itself as a global QA platform. You can post spoken or written questions in any language you want. You can even use images for additional clarity. With users in over 170 countries,  there are plenty of people on here who could help you out.Language exchange apps like this, where youre put into direct contact with native speakers, can someti mes be intimidating to beginners. However, HiNatives question template feature allows you to build sentences in your target language, which not only opens up communication but also gets you comfortable thinking in the target language.The basic download is free. A premium subscription costs $9.99 per month and offers additional helpful features like the ability to play voice responses to other peoples questions, the ability to use bookmarks and the use of 10 premium tickets each month thatll make your questions stand out.Mango LanguagesAvailable: iOS | AndroidMost innovative feature: voice comparison technology to help learners master the nuances of pronunciation.It can be very difficult to find learning materials if you hope to learn a less common language. Especially if you want a fun, easy to follow, visually appealing format. Thankfully, the Mango Languages app offers all this and more.Mango Languages focuses on teaching culture along with standard vocabulary and grammar for an a ll-around learning experience. The app is colorful but not cluttered, so its easy to use. Youll be learning essential grammatical structures and how to combine them to form your own sentences. Mango Languages also emphasizes highly useful phrases that learners would be likely to encounter in the real world.To help with pronunciation, the app offers a voice recorder and comparison feature that allows you to listen to your own pronunciation alongside recorded audio. You can see the audio waves mapped out and you can slow it down or accelerate to a native pace. This is the up-close, no-excuses way to perfect your pronunciation.Mango Languages offers more than 70 languages, covering common languages in addition to less common ones such as Cherokee, Haitian Creole and Hawaiian. There are even festive specialty courses that focus on special events or themes, such as an Irish St. Patricks Day course.The Mango Languages app is free to download.FlashAcademyAvailable: iOS | AndroidMost innova tive feature: an object translator that shows target language words for any physical object you point your device at.You can still learn a language even if youre in a hurry!FlashAcademy suggests you study just a few minutes a day. Since the app adapts to your learning needs, there wont be as much wasted time.Courses are basic through advanced, so the FlashAcademy app is useful for any level of language learner. Fun, innovative features include quick-fire word games, flashcards with audio and video and useful tips staggered throughout.FlashAcademy also lets you keep your target language top-of-mind even when youre traveling or just out in the real world without your dictionary on hand. With the object translator technology, just point your device at an object and FlashAcademy will instantly give you its target language translation. The app is also integrated with FlashSticks, physical vocabulary stickers you can post around your home or office.FlashAcademy covers popular languages su ch as Spanish, French, Italian, German and more.The basic app is free to download, though additional material requires in-app purchases.BeelinguappAvailable: AndroidMost innovative feature: karaoke-style audiobook presentation for focused reading.Besides having one of the cutest app names ever, Beelinguapp has a lot to offer language learners.Rather than focusing on conventional lessons, Beelinguapp focuses on  audiobooks. While the words are being spoken, the text appears side-by-side in your target language and English. Beelinguapp also boasts karaoke audio reading, where the text is highlighted as its spoken so you can follow along.This innovative approach allows you to engage with the language immediately and build your reading and listening comprehension skills simultaneously.The app includes English, Spanish, French, Portuguese, Italian, German, Russian, Turkish, Arabic, Hindi, Chinese and Japanese.Beelinguapp is free to download and offers additional in-app purchases.Dont let the tedium of staying on the same familiar road set in. Get off the beaten path and try these innovative language learning apps! Its the best fork in the road youll ever take!

3 Things Not To Forget When Job Hunting

3 Things Not To Forget When Job Hunting Photo by mentatdgt from Pexels Cover Letters A lot of college students applying to jobs are new to the process. You have just been introduced to the job hunt, after all. And what you might not know is how important the cover letter is (hopefully you know what a cover letter is at all!). Of course, your resume is very important, but your cover letter is the opportunity to give more detail and point out your most relevant experiences that make you not only qualified but the right person for the job. They can see job listings on your resume, but what do they know of what you actually did, of the skills you gained from the experience? Your cover letter lets them hear your voice too and get to know you a little bit to see if you might be the right fit for the job not only in term of experience but in personality as well. Make an already awesome resume really shine. Do not forget to write a cover letter and send it in, even if the job posting does not require one. Do not just send in an application. Show them that you care and that the job is important to you. Modify Details Between Applications You often have to apply to many jobs before finally landing one. This is not unique to college students but is something that everyone job hunting usually has to go through. As you are churning out application after application, cover letter after cover letter, just make sure of one thing: that you are modifying the details between your materials. What does this mean? If you write a cover letter addressed to Ms. Smith, the hiring manager at the first job you applied for, you should check and make sure that you did not leave “Dear Ms. Smith” at the top of your cover letter that you sent off to each and every job posting. You want to make sure that you modified that job title between cover letters (and even email headings!) so that you did not say that you were applying to a Front Desk Receptionist position, when only one out of three job posting you just applied for were looking for Front Desk Receptionists when instead they were looking for an Administrative Assistant. Just be vigilant of little details like that so you do not shoot yourself in the foot before they have even really looked over your material. pexels.com Neutral Surroundings A lot of jobs, rather than have you come in person for a job interview, are now doing skype interviews instead! They are a lot more serious than a simple phone interview and can better help an employer know if you are the right fit. This is especially important if you are interviewing for a job when you are not quite back in town yet (whether it I s for a job back in your hometown or a job back in your college town for when you return to school). To help make the best impression possible, make sure you are dressed professionally (the whole outfit, not just your shirt in case you have to get up for any reason). And most importantly, have a neutral background that is not distracting. How professional will it look if youre sitting in your bedroom with doll wallpaper up? Make sure you have a nice neutral background to better showcase just how professional you are and can be.

What Is Cas Number Chemistry?

What Is Cas Number Chemistry?Looking for the right woman to be with? There is no easier way to understand chemistry between you and your woman then to understand the process of case number chemistry.Chemistry is a perfect combination between two or more people who share the same feelings. You may not agree with the other person and not want to be together, but you do want to be in an environment where you can talk and have fun. For you to move forward and become friends and one another's friends, you must appreciate each other and love each other. Cas number chemistry is where you learn how to go about becoming friends and not hate each other.Chemistry happens when two people become very comfortable with each other and they are able to talk about anything that comes up. When you begin dating someone, you will find it hard to tell them apart from any other friend, so it is important to learn how to talk about things and even laugh about everything that is happening.Chemistry is simila r to a love. If you feel loved by someone, you have a better chance of having chemistry because you are able to talk to someone about anything and everything and share ideas and thoughts. If you feel love, you are happy and feel good about the entire world.Chemistry is the process of bonding and you will need to learn how to bond with your woman and not against her. Women want to be in a relationship with a man who knows how to be romantic. This means you will need to learn the right way to flirt and go about making a woman feel special. Women like when you are being loving and caring, and you can achieve this with natural actions like talking about your day, sharing a funny story, or buying her flowers.The reason women want to date you is because they know you can have chemistry with them. It does not matter if you have had sex before. If you know how to be affectionate and romantic, you will find that women are ready to jump at the chance to be with you.Women do not want to date a guy who is mean, arrogant, or rude. They also do not want to date a guy who is clingy, timid, or insecure. Being able to know all of these traits will make your attraction to them more obvious, and she will want to know more about you.